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No interest ever.
Earlens Financing through Ally Lending

Pay for any out-of-pocket costs that medical insurance does not cover. It’s easy to incorporate Earlens into your budget.

 

No interest ever.
Earlens Financing through Ally Lending

Pay for any out-of-pocket costs that medical insurance does not cover. It’s easy to incorporate Earlens into your budget.

MC Earlens

36-month interest-free financing

36-months with no interest for the life of the loan.

Fast, easy prequalification

Simple, quick prequalification with no credit impact.

No hidden fees

No application fee, no down payment requirement, and no penalty to pay off early.

Low monthly payments

For example, pay $277.78 a month for 36 months for $10,000 financed at 0% APR

Frequently Asked
Questions

How much will my payments be?

Your payments will be based on the financed amount. During the application process, the system will show you your expected monthly payment amount. Since there is no interest, you can also simply divide the amount you are borrowing by 36, as there are 36 months in the payment term.

What information will I need to submit the application?

To get pre-qualified for financing, you will need to enter your name, home address, social security number, mobile and home phone number, email address, date of birth and annual gross income.

How long will it take to receive an approval decision? How long is it valid for?

You will receive a prequalification decision within minutes of submitting the application. Prequalification is valid for 14 days. Please note that the prequalification process considers the Experian credit report; therefore, if you have frozen your credit, you will need to release that credit freeze in order to proceed.

Will applying for prequalification impact my credit?

No. Prequalification only conducts a soft credit check. A hard credit check is only needed if you decide to proceed with the application. To finish the formal application process, you will be asked to enter the date of the appointment when you will be fit with your Earlens device and then continue to the hard credit check. If you are unsure of your exact fitting date, just enter 30 days further from the current date into the “Service Date” field.

When will I need to start making payments? What forms of payment are accepted?

Payments start approximately 35 days after the fitting date of your Earlens device and then are due monthly afterward. You may pay by check, debit card, or automatic debit payments from your bank (if you choose to connect your bank account). Credit cards are not an accepted form of payment.

Do interest rates go up if I miss or am late on a payment?

No. A major advantage of the Earlens Premier Financing is that there is no interest. There is a late fee.*

What happens if I decide Earlens is not right for me?

If you decide to return Earlens within your fitting optimization period or change your mind about being fit with Earlens, Ally will refund any payments you have already made within 30 to 45 days after you submit the online refund application.

Who is Ally Lending?

Ally Lending offers consumer financing services. It is the personal lending arm of Ally Bank, a subsidiary of Ally Financial Inc. Ally Bank is a Member FDIC and Equal Housing Lender, NMLS ID 181005.

Ally Lending loans are unsecured personal loans originated by Ally Bank. Subject to credit review and approval. Some limitations may apply.